to pay your bills
when you can’t.
Cover for accidents and illness
High-risk occupation and sport options
Cover available with no medical
Provides an income if you can’t work
The help you need to cope financially
With no income, most households would be struggling after just 8 weeks.
Income Protection can take away that stress.
Is it like life or critical illness cover?
No. Income protection cover fills the gap between life and critical illness cover, making sure you have money coming in if you can’t work for a while due to an accident, sickness or sports injury.
What we do
Everyone’s different. We’ll take time to understand you then tailor your cover accordingly. We have specialist policies for extreme sports or hazardous occupations.
We’ll work it all out – for free. We do all the complicated calculations for you and turn it into one simple monthly or annual price.
Quick and easy. You can get covered in no time, we take care of the application process for you.
How it works
How it works
We get to know you
We undertake a simple fact-find to understand you, your needs and what key policy features are important to you.
We compare the market
We do the hard work to locate suitable products from the market before explaining these to you.
We apply on your behalf
Once you’ve chosen a product, we complete all of the application paperwork on your behalf.
Cover that’s as unique as you
If you become ill or injured and can’t work, we’ll help you pay your bills till you get better. But we can only do that if the cover is exactly right for you. Even if you’re passionate about extreme sports or work in extreme places, we’ll tailor your cover to perfection – without charging any fees or adding to the cost of your premium.
What our customers are saying.
I think that the service provided has been exceptional.Michael Owen. Chester
I was well informed about everything and it has all been very easy to sort out, I couldn’t be happier to recommend!
Perfect for what I wanted! The lady took the time to explain everything and didn’t push things on to you. I could not have asked for a better experience and would recommend it to anyone, top job keep it up!Trusted Customer.
Excellent! The whole process was made really easy and the agent was very informative and helpful.Aaron Matthews.
Answers to your questions.
Getting your application started is quick and simple. A 10-minute call with one of our experts is all it should take for us to understand a bit about you and what you need. We will then apply for cover on your behalf.
If you need to make a claim, you will receive up to 70% of your current salary each month that you’re unable to work. These payments are made directly into your bank account.
The price of your premium will depend on a variety of factors, including your age, occupation and the specific benefit required. Get in touch today for a personalised quote.
We can help you set up short term income protection on the same day. Long term income protection usually takes a bit longer and may require a medical questionnaire.
Claims are made directly with the insurance provider. A quick call to the claims handling team is all it should take to get the ball rolling.