The right mortgage whatever your circumstances.

  • Advice is provided by our affiliated partners

  • Completely independent advice

  • Access to a large number of lenders

  • Dedicated advisors to support you throughout the process

Making finding a mortgage easier

If you are looking for mortgage advice, we will refer you to our affiliated company, Mallory Financial Limited, who are independent and will compare the market to find suitable mortgage options for you. 

Finding the right mortgage for you

Whether you’re a first-time buyer, self-employed, a business owner or looking for a buy-to-let, the team at Mallory Financial Ltd will do all the hard work to find a solution that meets your needs. They are free to search the whole market and will often find suitable options not available on the high street.

Types of mortgages explained.

With a repayment mortgage, the borrower’s monthly repayment includes interest and capital, therefore the mortgage balance reduces to zero over the term.

With this type of mortgage only interest is paid each month. At the end of the mortgage term the whole of the original loan sum will need to be paid.

This type of mortgage is used for a variety of reasons including; changing your mortgage to a more competitive rate, obtaining a fixed-rate mortgage, raising money for home improvements, or finding money for other reasons including the consolidation of debts.

These are designed for people new to the housing market who often only have a small deposit. First time buyers may also qualify for special initiatives, designed for them, which reduce the initial capital outlay.

Supported by the government, these mortgages help first-time buyers take their first step on the property ladder. These can be very useful in areas where property values are high.

There are no specific mortgages for the self-employed and it can sometimes be challenging to find a mortgage for which they qualify. We can offer support throughout the process.

Available to homeowners over the age of 55, this type of mortgage allows a homeowner to release some of their property’s value without selling it. We will refer to specialist third-party advisers.

This mortgage enables you to buy a property that you can rent out to tenants, benefiting from the rental income and potential growth in property prices. This helps to secure future financial independence.

What our customers are saying.

It has been a real pleasure working with Jayne. As a single first-time buyer, the house buying process is extremely daunting. From the very beginning Jayne was not only knowledgeable, but extremely kind and patient in her approach. Jayne has never made me feel like just another number and worked tirelessly to find the best competitive products suitable for my circumstances. The communication was always quick, clear, and helpful.

Sharon Adebanjo

My queries were always answered in full and even when the process slowed down, Jayne was still in regular contact with me. I would definitely recommend Mallory Financial, and Jayne specifically, for any mortgage advice as the service has been exceptional.

Sharon Adebanjo

We have recently worked with Jayne from Mallory Financial for a remortgage on our property.
Jayne was excellent. She took time to understand our requirements and used her extensive knowledge of the market to find the right product for our circumstances. She has been responsive and efficient throughout and I wouldn’t hesitate in recommending her to others.

Louise Higgins

I would recommend Mallory Financial, and in particular Jayne who worked tirelessly to find a product that suited my situation during one of the markets most volatile periods. She was on call around my schedule and she never gave up. My future is secure thanks to Jayne.

Alex Forester

Thank you so much for all your help with buying our first home, you truly went above and beyond for us and we are very grateful.

Elyse Martindale & Sean Dingsdale

From my first phone call with my appointed broker, Cheryl, I felt confident with her knowledge, efficiency and professional, yet approachable manner. She helped me through every step of my re-mortgaging process, which at times was quite stressful, but was made easier with her being readily available to answer any question or query, however small. The level of customer service I received at all times was excellent, and I will be recommending Mallory Financial services to all my family and friends.

Emma Bridges

It was so easy dealing with Jayne from Mallory Financial. You did what you said you would without any issues. Hopefully, I can use you again in the future and I will pass on your details to others who might need your help.

Shaun O’Dowd

I would like to say a massive thank you to you for helping me find a resolution to my financial predicament. As a result of your interest and involvement, I have now secured a loan to consolidate nearly £30,000 of debt and costing me about half of what I have been paying. I am so grateful for your concern, honesty and advice and will happily recommend you to anyone else in a similar situation.

Tania Cowan

And finally, to be completely transparent.


There may be a fee for mortgage advice, the exact amount will depend on your personal circumstances, which can be up to 1% of the loan amount but is typically £500.
Mallory Financial Limited, trading as Mallory Financial, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Mallory Financial Limited is registered in England and Wales. Registered Office: Mallory House, Goostrey Way, Mobberley, Cheshire, WA16 7GY. Registered in England and Wales No.11909059.