Personal accident
plans

  • Covers for personal accident and injury

  • High-risk occupations and sports options

  • 4 levels of cover available

  • Monthly benefits from £1,000 to £2,500

Providing an income should the worst happen

If you were injured or in an accident and were unable to work, what would happen to your income?

This exclusive personal accident plan offers peace of mind for yourself and your loved ones, guaranteeing a monthly payment for up to 12 months.

Personal Accident

Age 18-49BRONZESILVERGOLDPLATINUM
EXCLUDING Hazardous sports£22.98
per month
£35.52
per month
£47.01
per month
£58.50
per month
INCLUDING Hazardous sports£37.61
per month
£56.41
per month
£75.21
per month
£94.02
per month
Monthly benefit£1,000£1,500£2,000£2,500

Looking for more cover? Find out more about Personal Accident and Sickness HERE.

Why choose us?

  • Choose your benefit level with Bronze, Silver, Gold and Platinum options
  • No proof of income for Bronze or Silver
  • Covers the self-employed
  • Additional sports/occupation cover
  • Immediate acceptance if age 18-60
  • Pays in addition to other incomes and insurance

Additional benefits included with all policies

BRONZESILVERGOLDPLATINUM
Hospitalisation benefit
(per full week up to 52 weeks)
£200.00
per week
£250.00
per week
£300.00
per week
£350.00
per week
Coma benefit
(per full week of
continuous unconsciousness
up to 52 weeks)
£200.00
per week
£250.00
per week
£300.00
per week
£350.00
per week
Accidental death benefit£10,000£10,000£10,000£10,000


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Looking for
more cover?

Our Personal Accident and Sickness Plan is the perfect solution for those wanting the reassurance of an income when you can’t work due to an accident, injury or sickness. There is also the option to add hazardous sports and occupations

Just like the Personal Accident plan, £10,000 accidental death benefit is included within your monthly premium along with hospitalisation and coma benefits.

Answers to your questions.

Personal accident insurance provides cover if you can’t work because of an accident or injury. It offers peace of mind for you and your loved ones, providing a monthly income for up to 12 months. 

This type of insurance provides covers if you can’t work because of sickness, accident or injury. This plan includes sickness which is an additional benefit to the personal accident plan. It offers peace of mind for you and your loved ones, providing a monthly income for up to 12 months. 

There is a choice of 4 levels of cover to suit you, each level with increasing benefits ranging from £1,000 to £2,500. 

For those between 18 and 60 years, we offer immediate acceptance. There is also no proof of income for Bronze and Silver ensuring an easy application process and instant peace of mind.

We cover the self-employed and can include additional cover for dangerous sports and occupations.

Life insurance will pay out if you die but it won’t cover you in the event of a temporary loss of income due to an accident, injury or illness. With this type of cover, you have the assurance of a monthly income for up to a year.

Cover is immediate as long as you are aged between 18 and 60. The process only takes a few minutes. All you need to do to get started is apply online HERE.

Our insurance partners will insure most occupations including dangerous roles such as working at height, construction and engineering, off shore roles and even aviation.  Additionally, we are able to obtain bespoke packages for the armed forces, commercial pilots and security service staff.

Our insurance partners will insure most sports and pursuits.  We can arrange cover for dangerous sports such as Rugby, Football, Motorcycle Enduro Riding, Motorcycle Track Days, Equestrian Events, Sailing, Skiing and many other sports.

The monthly cost will vary dependant on the level of cover you choose and whether you select the hazardous sports/occupation option. Bronze level has the lowest cost, with platinum being the most expensive. You also have the option of paying annually. 

Yes, we can refer you to a third-party team of financial experts at Mallory Financial Limited. If you’re looking for a mortgage, a loan or protection, their friendly advisors will work with you to find the right solution for you.

The process of applying is quick and straightforward. Click HERE to start your application. During the process, you will have the option to include hazardous sports and dangerous occupations. Once completed, there is immediate acceptance if you’re aged 18-60.

Alternatively, you can speak to someone about your needs to ensure you receive the protection that is right for you, call one of our friendly advisors on 0333 355 2468. 

Or book an appointment HERE.

The process of applying is quick and straight forward. Click HERE to start your application. During the process, you will have the option to include hazardous sports and dangerous occupations. Once completed, there is immediate acceptance if you’re aged 18-60.

Alternatively, you can speak to someone about your needs to ensure you receive the protection that is right for you, call one of our friendly advisors on 0333 355 2468. 

Or book an appointment HERE.

We offer immediate acceptance of all applications, however it will take a number of days for your policy to become effective.

There are no costs associated with applying for this type of insurance. The only cost will be the monthly payment you will make if you decide to go ahead with a plan. You can also choose to pay for your cover annually.

Income Protection is completely flexible and can be changed at any time during the life of your policy.  It is really important that you contact us to update your policy if your circumstances change. Common changes maybe if your salary increases or decreases. This is to ensure the amount of salary insured is accurate and will help to make any claim easy to process should you have an accident or fall ill.

Yes, you can cancel your policy at any point in time.

Please call our helpline on 0333 355 2468 or alternatively, write to us at:

Customer Services Team
Protect My Income
Mallory House
Goostrey Way
Mobberley
Cheshire
WA16 7GY

Claims are made directly with the insurance provider. A quick call to the claims handling team is all it takes to get the ball rolling. 

However, we are here to help you with the process and to provide you with guidance along the way. Give our team a call on 0333 355 2468.