Personal accident plan with optional sickness cover.
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Up to £1,500 monthly benefit without proof of income*
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High-risk occupation and sport options
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Monthly benefits from £1,000 to £2,500
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No medical required
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Suitable for the self employed
Providing an income should the worst happen
If you were injured, involved in an accident or unable to work due to an illness, what would happen to your income?
Our exclusive personal accident insurance (with optional sickness) plan offers peace of mind for yourself and your loved ones, guaranteeing a monthly payment for up to 12 months.
Personal Accident
| Age 18-49 | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| EXCLUDING Hazardous sports | £22.98 per month | £35.52 per month | £47.01 per month | £58.50 per month |
| INCLUDING Hazardous sports | £37.61 per month | £56.41 per month | £75.21 per month | £94.02 per month |
| Monthly benefit | £1,000 | £1,500 | £2,000 | £2,500 |
| Age 50-60 | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| EXCLUDING Hazardous sports | £28.73 per month | £44.40 per month | £58.76 per month | £73.13 per month |
| INCLUDING Hazardous sports | £47.01 per month | £70.51 per month | £94.02 per month | £117.52 per month |
| Monthly benefit | £1,000 | £1,500 | £2,000 | £2,500 |
Personal Accident with optional Sickness cover
| Age 18-49 | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| EXCLUDING Hazardous sports | £33.43 per month | £50.14 per month | £66.86 per month | £83.57 per month |
| INCLUDING Hazardous sports | £54.32 per month | £81.48 per month | £108.64 per month | £136.85 per month |
| Monthly benefit | £1,000 | £1,500 | £2,000 | £2,500 |
| Age 50-60 | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| EXCLUDING Hazardous sports | £41.79 per month | £62.68 per month | £83.57 per month | £104.46 per month |
| INCLUDING Hazardous sports | £67.90 per month | £101.85 per month | £135.80 per month | £171.06 per month |
| Monthly benefit | £1,000 | £1,500 | £2,000 | £2,500 |
Additional benefits included with all policies
| BRONZE | SILVER | GOLD | PLATINUM | |
|---|---|---|---|---|
| Hospitalisation benefit (per full week up to 52 weeks) | £200.00 per week | £250.00 per week | £300.00 per week | £350.00 per week |
| Coma benefit (per full week of continuous unconsciousness up to 52 weeks) | £200.00 per week | £250.00 per week | £300.00 per week | £350.00 per week |
| Accidental death benefit | £10,000 | £10,000 | £10,000 | £10,000 |
*No proof of income is required for Bronze or Silver benefit levels.
(Gold and Platinum benefit levels must not exceed 65% of your Gross Taxable Annual Income.)
You must be employed or self-employed and working a minimum of 16 hours per week.
Why choose us?
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4 benefit levels to suit all budgets
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Immediate acceptance if age 18-60
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Suitable for the self-employed
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No proof of income for Bronze or Silver
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Pays in addition to other incomes and insurance
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Hospitalisation, coma and death benefits included
Answers to your questions.
Personal accident insurance provides cover if you can’t work because of an accident or injury. It offers peace of mind for you and your loved ones, providing a monthly income for up to 12 months.
To buy cover now click HERE
This type of insurance provides covers if you can’t work because of sickness, accident or injury. This plan includes sickness which is an additional benefit to the personal accident plan. It offers peace of mind for you and your loved ones, providing a monthly income for up to 12 months.
To buy cover now click HERE
There is a choice of 4 levels of cover to suit you, each level with increasing benefits ranging from £1,000 to £2,500.
We also offer immediate acceptance, if you’re between 18-60 years and there is no proof of income for Bronze and Silver ensuring an easy application process and instant peace of mind.
We cover the self-employed and can include additional cover for dangerous sports and occupations.
Life insurance will pay out if you die but it won’t cover you in the event of a temporary loss of income due to an accident, injury or illness. With this type of cover, you have the assurance of a monthly income for up to a year.
Cover is immediate as long as you are aged between 18 and 60. The process only takes a few minutes. All you need to do to get started is apply online HERE.
Our insurance partners will insure most occupations including dangerous roles such as working at height, construction and engineering, off shore roles and even aviation. Additionally, we are able to obtain bespoke packages for the armed forces, commercial pilots and security service staff.
Our insurance partners will insure most sports and pursuits. We can arrange cover for dangerous sports such as Rugby, Football, Motorcycle Enduro Riding, Motorcycle Track Days, Equestrian Events, Sailing, Skiing and many other sports.
The monthly cost will vary dependant on the level of cover you choose and whether you select the hazardous sports/occupation option. Bronze level has the lowest cost, with platinum being the most expensive. You also have the option of paying annually.
Yes, we can refer you to a third-party team of financial experts at Mallory Financial Limited. If you’re looking for a mortgage, a loan or protection, their friendly advisors will work with you to find the right solution for you.
The process of applying is quick and straightforward. Click HERE to start your application. During the process, you will have the option to include hazardous sports and dangerous occupations. Once completed, there is immediate acceptance if you’re aged 18-60.
Alternatively, you can speak to someone about your needs to ensure you receive the protection that is right for you, call one of our friendly advisors on 0333 355 2468.
Or book an appointment HERE
The process of applying is quick and straightforward. Click HERE to start your application. During the process, you will have the option to include hazardous sports and dangerous occupations. Once completed, there is immediate acceptance if you’re aged 18-60.
Alternatively, you can speak to someone about your needs to ensure you receive the protection that is right for you, call one of our friendly advisors on 0333 355 2468.
Or book an appointment HERE
We offer immediate acceptance of all applications, however it will take a number of days for your policy to become effective.
There are no costs associated with applying for this type of insurance. The only cost will be the monthly payment you will make if you decide to go ahead with a plan. You can also choose to pay for your cover annually.
Income Protection is completely flexible and can be changed at any time during the life of your policy. It is really important that you contact us to update your policy if your circumstances change. Common changes maybe if your salary increases or decreases. This is to ensure the amount of salary insured is accurate and will help to make any claim easy to process should you have an accident or fall ill.
Yes, you can cancel your policy at any point in time.
Please call our helpline on 0333 355 2468 or alternatively, write to us at:
Customer Services Team
Protect My Income
Mallory House
Goostrey Way
Mobberley
Cheshire
WA16 7GY
Claims are made directly with the insurance provider. A quick call to the claims handling team is all it takes to get the ball rolling.
However, we are here to help you with the process and to provide you with guidance along the way. Give our team a call on 0333 355 2468.
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Our team is here to help answer your questions, whenever you’re ready!
Deborah Newton.
Head of Customer Care.