Childshield
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Flexible, affordable peace mind
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2 levels of cover with immediate acceptance
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Enjoy virtual GP access for you and your family
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Access to Metlife’s Wellbeing Support Centre
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Protection from birth up to the age of 22
Cover so simple, a child use it
Whether it’s in the home or garden, in the park, whilst out and about, or playing sport – it’s just part of life. And while we hate the thought of illnesses affecting our children, the truth is these can occur at any time, too.
Below, you’ll see the accidents and illnesses that ChildShield can protect your children for. What’s more, there’s no limit on the number of children covered or claims you can make under the same, single policy.
Choose from two levels of cover
Below, you’ll see the accidents and illnesses that ChildShield can protect your children for. What’s more, there’s no limit on the number of children covered or claims you can make under the same, single policy.
You can choose from ChildShield Standard or ChildShield Plus, the coverage is the same, except ChildShield Plus pays double the benefit, at less than twice the cost.
ChildShield premiums and benefits
| ChildShield Standard £6 per month | ChildShield Plus £11 per month |
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|---|---|---|
| Minor broken bone | £100 | £200 |
| Major broken bone | £300 | £600 |
| Hospitalisation per 24-hours* | £50 | £100 |
| Intensive care unit (ICU) admission per 24-hours* | £150 | £300 |
| Bacterial meningitis | £5000 | £1000 |
| Type-1 diabetes | £5000 | £1000 |
| Rheumatic fever | £5000 | £1000 |
| Burns | £5000 | £1000 |
| Cancer | £5000 | £1000 |
| Benign brain-tumour | £5000 | £1000 |
*Hospitalisation for illness, self-inflicted injuries, and pregnancy-related complications are covered once the policy has been held for 12-months
Answers to your questions
ChildShield is a standalone product, which means the parent or guardian doesn’t need any other policies to take out ChildShield.
Applying for cover is straightforward, and most policies will be active immediately, including access to the additional services including the Wellbeing Hub and GP24.
Typically MetLife pay valid claims within five working days, leaving you to focus on looking after your children.
ChildShield doesn’t just provide 24/7 protection for those unexpected moments, but also gives you and your children access to our Wellbeing Support Centre provided by Health Assured, the UK and Ireland’s largest wellbeing support provider.
Benefit from counsellors with ‘in the moment’ support, legal advisers, and nurses – all of whom can help navigate and support with life’s challenges. This too is available all year round, 24 hours a day.
You and your family will also get access to our virtual GP appointment service, GP24, provided by HealthHero. GP24 allows you to book an appointment with registered GPs 24 hours a day, every day of the year, anywhere in the world, for no extra cost.
This is a great policy for sports enthusiasts and most hazardous sports are included as standard.
It does have some restrictions however, so do check with us if you are unsure.
“Participation in a contest of speed, mountaineering, outdoor cliff or rock climbing, or potholing. (A contest of speed means the eligible child taking part in sprints, racing, speed or time trials involving the following: any type of car or truck or motorised kart; any type of motorcycle or motorised bike including a quad bike; any motor or wind powered boat including a jet ski; a horse (other than for dressage, show jumping, team chasing and cross country)), “
Our team is here to help answer your questions, whenever you’re ready!
Deborah Newton.
Head of Customer Care.