No fuss life and critical illness insurance.

  • Guaranteed acceptance

  • Covers high risk occupation and sports

  • Cover available with no medical

Peace of mind for you and your family

Life insurance is one of the most important forms of protection. However, buying cover isn’t always easy particularly if you have a complex medical history, take part in high-risk sports or have a hazardous occupation.

Our NEW Guaranteed Life Plan is a no-fuss approach to life insurance with no underwriting questions and guaranteed acceptance making the whole process refreshingly quick and simple.

Life cover

Life cover benefitBRONZE
Non-smoker aged 18-50£12.49 per month£17.59 per month£22.69 per month
Smoker aged 18-50£27.14 per month£39.57 per month£51.99 per month


Life cover with critical illness

Life + critical illness benefitBRONZE
£50,000 + £25,000
£75,000 + £37,500
£100,000 + £50,000
Non-smoker aged 18-50£28.85 per month£42.12 per month£55.40 per month
Smoker aged 18-50£56.35 per month£83.37 per month£110.40 per month


An additional £25,000 accidental Death Benefit is included on all plans.

What we do

Everyone’s different. We’ll take time to understand you then tailor your cover accordingly.  We have specialist policies for extreme sports or hazardous occupations.

We’ll work it all out – for free. We do all the complicated calculations for you and turn it into one simple monthly or annual price.

Quick and easy. You can get covered in no time, we take care of the application process for you.

How it works

How it works

We get to know you

We undertake a simple fact-find to understand you, your needs and what key policy features are important to you.

We compare the market

We do the hard work to locate suitable products from the market before explaining these to you.

We apply on your behalf

Once you’ve chosen a product, we complete all of the application paperwork on your behalf.

What our customers are saying.

I think that the service provided has been exceptional.
I was well informed about everything and it has all been very easy to sort out, I couldn’t be happier to recommend!

Michael Owen. Chester

Perfect for what I wanted! The lady took the time to explain everything and didn’t push things on to you. I could not have asked for a better experience and would recommend it to anyone, top job keep it up!

Trusted Customer.

Excellent! The whole process was made really easy and the agent was very informative and helpful.

Aaron Matthews.

Answers to your questions.

Getting your application started is quick and simple. A 10-minute call with one of our experts is all it should take for us to understand a bit about you and what you need. We will then apply for cover on your behalf.

We can help you set up your life insurance very quickly and acceptance is guaranteed.

Claims are made directly with the insurance provider. A quick call to the claims handling team is all it should take to get the ball rolling.