Get £1,500 monthly
benefit without
proof of income.

  • Cover for accidents and illness

  • Cover for all equestrian activities

  • Cover available with no medical

    • Provides an income if you can’t work

The help you need to cope financially

With no income, most households would be struggling after just 8 weeks.
Income Protection can take away that stress.

Is it like life or critical illness cover?

No. Income protection cover fills the gap between life and critical illness cover, making sure you have money coming in if you can’t work for a while due to an accident, sickness or sports injury.

What we do

Everyone’s different. We’ll take time to understand you then tailor your cover accordingly.  We have specialist policies for extreme sports or hazardous occupations.

We’ll work it all out – for free. We do all the complicated calculations for you and turn it into one simple monthly or annual price.

Quick and easy. You can get covered in no time, we take care of the application process for you.

How it works

How it works

1
We get to know you

We undertake a simple fact-find to understand you, your needs and what key policy features are important to you.

2
We compare the market

We do the hard work to locate suitable products from the market before explaining these to you.

3
We apply on your behalf

Once you’ve chosen a product, we complete all of the application paperwork on your behalf.

Cover that’s as unique as you

If you become ill or injured and can’t work, we’ll help you pay your bills till you get better. But we can only do that if the cover is exactly right for you. Even if you’re passionate about eventing or work in the equine industry, we’ll tailor your cover to perfection – without charging any fees or adding to the cost of your premium.

What our customers are saying.

I think that the service provided has been exceptional.

I was well informed about everything and it has all been very easy to sort out.

Michael Owen. 5* Event Rider

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I have always had excellent service from whoever I’ve dealt with at PMI which is one of the reasons I’ll carry on using them for the foreseeable future.

I feel the policies are really competitive and a listening ear is always on hand.

Neil Fox. Event rider and instructor

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Answers to your questions.

Getting your application started is quick and simple. A 10-minute call with one of our experts is all it should take for us to understand a bit about you and what you need. We will then apply for cover on your behalf.

With our NEW Accident & Sickness Plan you can receive up to £1,500 per month without any proof of income or up to £2,500 per month with proof of income, (you can insure a maximum of 65% of your Gross Annual Income). These payments are made directly into your bank account.

The price of Income Protection will depend on a variety of factors, including your age, occupation and the specific benefit required.  However, our NEW Accident & Sickness Plan is very simple with no age-related premiums, simply choose the level of cover you require.

We can help you set up short term income protection on the same day. Long term income protection usually takes a bit longer and may require a medical questionnaire.

Claims are made directly with the insurance provider. A quick call to the claims handling team is all it should take to get the ball rolling.