Project Description



What is Income Protection?

Income Protection is a long-term policy that replaces a percentage of your monthly income should you be unable to work due to injury or illness.

Essentially, we pay your bills if you can’t.

Many people think they have cover via their employer but it is worth checking this out.  Many Employers Liability products will only cover members for accidents at work whereas our policies cover work, home and play for both accidents and illness.

For an affordable monthly premium we provide cover that protects you until you are able to go back to work or until you reach retirement age if you are unable to work again.

At Protect My Income we offer up to 70% of what you earn and cover an extensive list of illnesses, as well as injuries sustained at work, home and play.  We cover you for all equestrian activities including eventing, racing, show jumping, dressage, polo and endurance which other policies may exclude.

The one protection policy every working adult in the UK should consider is the very one most of us don’t have – income protection.

It will never happen to me…

So very thankful I took insurance out, without it I would have been under pressure to return to work much sooner and risk further injury.

Neil, , Event Rider and Trainer

Neil is a horse trainer and instructor as well as professional and successful event rider based in Cheshire.

In June 2018, whilst competing at the Aske Hall British Eventing Horse Trials he found himself in some trouble. As Neil took part in the cross-country phase his horse, Tradhearg Cool Joules (Joules to his friends), clipped his left knee on one of the fences forcing him to catapult over his shoulders and onto Neil himself.

Neil was trapped underneath the horse for a further four minutes before being rescued and later discovered that he had sustained a fractured shoulder blade.

Fortunately for Neil, he had taken out Income Protection earlier in the year and is receiving his monthly Income Protection payouts whilst he is unable to work, making it much easier for him to carry on paying his rent, regular staff and additional staff needed at his yard whilst he recovers.

Read the full article on Equestrian Advisor

Would you like an instant quote?


The Quick Quote is a representation of what Income Protection may cost and the premium may go up or down depending on your personal circumstances. This is because our insurance is tailored to meet your specific needs (your income, the sport you participate in and your financial commitments).

We will need to talk to you before applying for Income Protection, this takes approximately 15 minutes, after you fill in the quote request form we will be in touch within a working day.

If you need to get on cover immediately in office hours please call 0333 355 2468.

For immediate protection and peace of mind

CALL 0333 355 2468